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	<title> &#187; Articles</title>
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		<title>Child Therapy Education</title>
		<link>http://www.realonlinedegrees.com/child-therapy-education/</link>
		<comments>http://www.realonlinedegrees.com/child-therapy-education/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 19:31:12 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5123</guid>
		<description><![CDATA[Students of psychology are generally curious people who thrive on the study of people and human interaction. Obviously, these students . . .]]></description>
			<content:encoded><![CDATA[<p>Students of <a href="http://en.wikipedia.org/wiki/Psychology">psychology</a> are generally curious people who thrive on the study of people and human interaction. Obviously, these students are exploring a field that is as vast and varied as the human mind itself. Given the dynamics of human emotional and intellectual development, it’s natural that students drawn to psychology are those who love learning and the intricacies of human behavior.</p>
<p><strong>What’s involved in a career in psychology?</strong></p>
<p>Within this fascinating field there are many levels of training and many specialties, including counselors who work specifically with marital and relational issues, and those who work with children. For students who are drawn to train for a <a href="http://www.procaretherapy.com/therapists/school-therapy/pediatric-therapy-jobs/" target="_self">child therapy career</a>, the rewards can be enormous.</p>
<p><strong>What happens in the practice of therapy for children?</strong></p>
<p>Children need therapeutic help for many reasons, including emotional problems following physical trauma, problems with parental dynamics, or in response to illness or issues with another family member. Some children are in need of extensive therapy due to physical and cognitive issues related to autism or other genetic problems. The reasons for therapy are varied, and often involve more than just the child, as the parents and other family members are also often part of the therapeutic dynamics.</p>
<p>The <a href="http://en.wikipedia.org/wiki/Therapeutic_effect">therapeutic</a> process, depending on the needs of the patient, may involve treatment that goes beyond traditional “talk therapy.” Child therapists often use play therapy to reach children in a non-threatening way. For some children, therapy involves physical work to help ease symptoms of illness. Medications, such as Ritalin, are often a part of the therapeutic process as well, to ease symptoms in children who suffer from attention deficit disorder and other behavioral problems. Again, the range of treatment is wide and varied.</p>
<p><strong>How can a student train for a career as a child therapist?</strong></p>
<p>Today there are many paths to this kind of career, including undergraduate training at a college or university in psychology or nursing.  A Master’s Degree in counseling or psychiatric nursing is often required for children’s therapists, and a doctoral degree is also an attractive option for students of psychology. Many students today train at traditional universities or follow a course of online study to gain their degrees.</p>
<p>The options available today for students who wish to pursue a career in child development and in child therapy is huge, making it even more possible to pursue a career at various levels in this rewarding field.</p>
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		<title>Why Choose a Career as an Occupational Therapist?</title>
		<link>http://www.realonlinedegrees.com/why-choose-a-career-as-an-occupational-therapist/</link>
		<comments>http://www.realonlinedegrees.com/why-choose-a-career-as-an-occupational-therapist/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 18:23:41 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5119</guid>
		<description><![CDATA[If you are looking for a rewarding career that offers plenty of variety, as well as room for advancement, consider . . .]]></description>
			<content:encoded><![CDATA[<p>If you are looking for a rewarding career that offers plenty of variety, as well as room for advancement, consider a career in occupational therapy. It&#8217;s no secret that the medical field continues to be one of the fastest growing industries of today. As an occupational therapist, you wouldn&#8217;t have any shortage of opportunities when it comes to choosing the best employment situation for yourself.</p>
<h5 align="CENTER"><img src="http://upload.wikimedia.org/wikipedia/commons/thumb/f/fc/US_Navy_091001-N-6326B-080_Lynn_A._Boulanger%2C_a_Naval_Medical_Center_San_Diego_occupational_therapist%2C_assists_Marine_Corps_Staff_Sgt._Jesse_A._Cottle%2C_a_bilateral_amputee%2C_while_he_practices_swimming_during_endurance_training.jpg/800px-US_Navy_091001-N-6326B-080_Lynn_A._Boulanger%2C_a_Naval_Medical_Center_San_Diego_occupational_therapist%2C_assists_Marine_Corps_Staff_Sgt._Jesse_A._Cottle%2C_a_bilateral_amputee%2C_while_he_practices_swimming_during_endurance_training.jpg" alt="" name="graphics1" width="317" height="226" align="BOTTOM" border="0" /></h5>
<h5 align="CENTER">Image via <a href="http://commons.wikipedia.org/wiki/File:US_Navy_091001-N-6326B-080_Lynn_A._Boulanger%2C_a_Naval_Medical_Center_San_Diego_occupational_therapist%2C_assists_Marine_Corps_Staff_Sgt._Jesse_A._Cottle%2C_a_bilateral_amputee%2C_while_he_practices_swimming_during_endurance_training.jpg">Wikipedia</a></h5>
<p>One of the biggest obstacles that you have to overcome before you can enjoy a <a href="http://www.sunbeltstaffing.com/therapy-jobs/occupational-therapy-jobs/" target="_self">career as an occupational therapist</a> is finding the time to get educated on the necessary aspects of the career. Fortunately, higher education nowadays opens you up to a number of options for taking the classes that are necessary for your chosen field, preferably as an occupational therapist. In addition to taking traditional classes held during the day, you can now find an ever increasing number of colleges that offer programs for the aspiring occupational therapist with classes in the evenings, weekends, and even online.</p>
<p>Once you have your degree in hand, you will find opportunity to work with a wide range of populations. Whether you desire to work with youth, or an older population, or anything in between, you will find helping those people rise to their challenges could also be challenging, yet very rewarding to you. You will be able to go home each night and know that you have made <a href="http://benefitof.net/benefits-of-occupational-therapy/" target="_self">life better</a> for someone else.</p>
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		<title>The Best Business Degrees to Earn Online</title>
		<link>http://www.realonlinedegrees.com/the-best-business-degrees-to-earn-online/</link>
		<comments>http://www.realonlinedegrees.com/the-best-business-degrees-to-earn-online/#comments</comments>
		<pubDate>Sat, 10 Dec 2011 17:15:49 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5114</guid>
		<description><![CDATA[It’s certainly no secret that most of us spend the majority of our professional and personal lives online these days. . . .]]></description>
			<content:encoded><![CDATA[<p>It’s certainly no secret that most of us spend the majority of our professional and personal lives online these days. We use the internet to work, connect socially, research, shop and even complete advanced degrees. The number of students enrolled in online coursework has grown exponentially in the past decade, and soon, online learning might just become the preferred method of study. Thanks to easy internet access, and a non-existent commute, students can now learn anywhere, anytime—even while on the go or travelling.</p>
<p>&nbsp;</p>
<p><a href="http://en.wikipedia.org/wiki/File:Online.jpg"><img class="alignleft" src="http://upload.wikimedia.org/wikipedia/en/thumb/8/8a/Online.jpg/300px-Online.jpg" alt="" name="graphics1" width="303" height="291" align="BOTTOM" border="0" /></a></p>
<p style="text-align: center;">Image via <a href="http://en.wikipedia.org/wiki/File:Online.jpg">Wikipedia</a></p>
<p>Just like at traditional universities and undergraduate colleges, certain disciplines are more adaptable to online learning, depending on the student. <a href="http://topcollegesonline.org/business-degrees/">Business degrees</a> are an excellent choice for a lot of learners, because they will allow plenty of future career flexibility—even entrepreneurship! To help decide which major might make a perfect fit for you, take a look through our Top 3 Business Degrees to Earn Online!</p>
<p>1. Accounting</p>
<p>Accounting is a great option for students who love black-and-white learning. If you loved math in high school, or were a total wiz in chemistry, a similar major will be perfect for you. Not only are accounting careers <a href="http://www.csulb.edu/colleges/cba/accountancy/major/">on the rise</a> thanks to an aging population looking for wealth managers, but it’s also the perfect degree to earn online. Accounting majors often work on solo projects, so a similar discipline will drastically limit the need to juggle a busy personal schedule for a group project or test. Online accounting can even be a great fit for busy moms or full-time employed adults.</p>
<p>2. International Business</p>
<p>Sure, quick internet access has made our lives easier, but it’s also largely contributed to the rapid globalization of the economy, and society as a whole. The demand for sharp international business people in the job market is growing just as fast, making it an excellent choice for your online major. Look to any international company for great career prospects, and enjoy a professional life full of excitement and potential travel opportunities.</p>
<p>3. Marketing</p>
<p>&nbsp;</p>
<p style="text-align: center;"><a href="http://commons.wikipedia.org/wiki/File:Moscow-City_28-03-2010_2.jpg"><img src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/bf/Moscow-City_28-03-2010_2.jpg/300px-Moscow-City_28-03-2010_2.jpg" alt="" name="graphics2" width="303" height="233" align="BOTTOM" border="0" /></a></p>
<p style="text-align: center;">Image via <a href="http://commons.wikipedia.org/wiki/File:Moscow-City_28-03-2010_2.jpg">Wikipedia</a></p>
<p>Marketing can actually encompass everything from business communication, to advertising and outreach, to special events and publicity. Business degrees in a similar field will allow you a plethora of options after graduation, with plenty of opportunity to pave your own career path. Learning how to target a specific audience and wow them with snappy ads and products will be a perfect fit for anyone who already loves working with large groups.</p>
<p>Now that you’ve read through our picks, are there any business degrees in particular you think we left out? Do you agree with our list, or do you have something to add? Are you currently enrolled in an online program that we didn’t mention? We’d love to hear about it, so sound off below!</p>
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		<title>What You Can Do With an Online Degree</title>
		<link>http://www.realonlinedegrees.com/what-you-can-do-with-an-online-degree/</link>
		<comments>http://www.realonlinedegrees.com/what-you-can-do-with-an-online-degree/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 04:29:53 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5110</guid>
		<description><![CDATA[If you’re wondering how an online degree program might be the launching point for a career, consider the power of . . .]]></description>
			<content:encoded><![CDATA[<p>If you’re wondering how an <a href="http://ope.ed.gov/accreditation/">online degree program</a> might be the launching point for a career, consider the power of the Internet in today’s world. We consult the power and depth of the Internet all the time. We look to the Internet to provide us information, services, convenience and value. Now, put that statement in a college setting and it sounds pretty good. Right?</p>
<p>An online degree can take you anywhere a comparable degree from a traditional college or university can. Online programs have proliferated significantly in recent years and range from small for-profit schools all the way up to major colleges and universities who have established online degree programs just as they set up satellite campuses prior to the Internet.</p>
<p>At face value, an online degree is just as valuable as one from a brick-and-mortar school. Make no mistake; employers are well aware of the high academic standards observed by most schools and the dedication and commitment of students – many of whom are also juggling family and work.</p>
<p>Today, the offerings of online degree programs have dramatically increased. Generally everything from associate degrees to bachelor’s degrees, master’s degrees and Ph.D.’s are offered depending on the school and its accreditation. Many other institutions offer additional certificate programs in programs such as diesel mechanics.</p>
<p>Here are some great careers that can start with an online degree:</p>
<p><strong>Nurse</strong> – Take the necessary academic coursework through an accredited online school and you’ll be aptly prepared to sit for the national nursing exam.</p>
<p><strong>Paralegal</strong> – Not a lawyer, but almost as important. Paralegals enjoy an exciting career assisting attorneys in their cases. This degree can also be a stepping stone to law school.</p>
<p><strong>Startup founder</strong> – With a great idea, a business administration background and a <a href="http://www.bothsidesofthetable.com/">venture capital fund</a>, you might just be the next Facebook.</p>
<p><strong>Accounting and Finance</strong> – People will always need help with their finances, and an online degree is a more-than sufficient avenue to success.</p>
<p><strong>Computing/IT</strong> – Of course it makes perfect sense to be able to get a computer-related degree online. There are a vast number of options here: Everything from network management to programming and web development.</p>
<p>In truth, there are few limitations to what you can achieve with an online degree under your belt. Online programs are convenient, affordable and challenging. Online degree holders have gone on to lucrative and rewarding careers. And by doing that, future generations of online graduates can look forward to many opportunities too</p>
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		<title>Do I Really Need a Graduate Degree?</title>
		<link>http://www.realonlinedegrees.com/do-i-really-need-a-graduate-degree/</link>
		<comments>http://www.realonlinedegrees.com/do-i-really-need-a-graduate-degree/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 06:12:25 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5105</guid>
		<description><![CDATA[Getting a baccalaureate degree is a goal many people have in life. Without it, they may wonder if they&#8217;ve missed . . .]]></description>
			<content:encoded><![CDATA[<p>Getting a baccalaureate degree is a goal many people have in life. Without it, they may wonder if they&#8217;ve missed out on something major. However, the question beyond the bachelor&#8217;s degree is a bit trickier. Who actually needs a graduate degree, in order to be successful and well compensated? In some cases, having a master&#8217;s or even a doctoral degree is extremely important, while in other cases it matters little. The following are some things to consider.</p>
<p><strong>The Expense</strong></p>
<p>Often, a master&#8217;s degree will require between ten and thirty thousand dollars added onto your student loan tally. If you made it through undergraduate school without any debt, that&#8217;s great. Making it through grad school without debt may not be so easy, unless you qualify for a lot of grants. Sometimes the money you end up paying for student loans ends up negating the extra money you make with a higher level of degree.</p>
<p><strong>The Payoff</strong></p>
<p>Degrees make people money &#8212; or do they? In some cases, a degree will be the deciding factor of whether you get the next promotion or wallow where you&#8217;ve been. However, in some other cases, the network you work on forming will do you more good than acquiring additional skills. The litmus test is, do you need new skills to do a new job? If the answer is no, you need to work on cultivating a bigger and stronger network. If the answer is yes, get the degree.</p>
<p><strong>The Time Used</strong></p>
<p>Once you&#8217;ve used time to do something, you will never get it back. If you use time getting a graduate degree that you could have used to network more effectively, the additional studies may actually take time away from doing the most important part of any job hunt &#8212; garnering contacts who can help you reach your goals faster. If you take a year that could be used really working the convention circuit and devote it to taking on new skills, your time may have been well spent. Again, ask yourself if you really need additional academic skills.</p>
<p>Ultimately, getting a graduate degree is by no means a guarantor of success in your future career. While some professions obviously mandate having an advanced degree, some others have little need for it. Ultimately, you need to carefully weigh the costs and benefits of your additional education, both in the money spent and the time used.</p>
<p><em><strong></strong></em><em><em><strong>About the Author: </strong></em><em>Alpha Finefrock enjoys writing about student loans, college education, and personal finance. She also enjoys reading about <a href="http://www.ugcenter.com/Shales/US/EagleFord/" target="_blank">eagle ford shale</a> and other shale sites around the country.</em><br />
</em></p>
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		<title>Paying for College When You Can&#8217;t Get a Grant</title>
		<link>http://www.realonlinedegrees.com/paying-for-college-when-you-cant-get-a-grant/</link>
		<comments>http://www.realonlinedegrees.com/paying-for-college-when-you-cant-get-a-grant/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 04:59:10 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5107</guid>
		<description><![CDATA[There&#8217;s no denying the fact that getting a grant for college is the ideal way to pay for higher education. . . .]]></description>
			<content:encoded><![CDATA[<p>There&#8217;s no denying the fact that getting a grant for college is the ideal way to pay for higher education. Unfortunately, not everyone qualifies for federal and state grants. You think that this will prevent you from going to college, but you&#8217;d be wrong. There are a number of ways to pay for college when you can&#8217;t get a grant.</p>
<p><a href="http://www.truman.gov/"><strong>Scholarships</strong></a></p>
<p>Scholarships can be a wonderful option, especially if you have good grades. There are a number of general scholarships that cover various degree choices and not all scholarships require a drawn out essay submission. Visit your college&#8217;s financial aid office or website for a list of scholarships and requirements. Be sure to fill the application out thoroughly and honestly. You should also consider previous teachers as referrals and above all turn in your application on time.</p>
<p><strong>Loans</strong></p>
<p>There are a number of people who discredit the value of student loans, but they can be a great option for paying for college. Student loans come with a variety of payment methods, which are flexible to the student&#8217;s needs. However, if you do opt for a student loan you need to at least pay on the interest while attending college. This can greatly reduce your payments once you&#8217;ve graduated. You should also realize that you may need a co-signer and a list of expenses required for your college needs.</p>
<p><strong>Freelance Work</strong></p>
<p>If you don&#8217;t qualify for scholarships or loans, you may have to pay your way through college. However, you will probably need a flexible work schedule and many businesses aren&#8217;t that flexible. Thankfully, there are a number of freelance jobs you can do online on your own time. For example, freelance writing is a career that can be done in your spare time and gives you the ability to earn as much income as you need. Other freelance jobs include web design, tech support or even selling items for people through auction sites.</p>
<p>It can be difficult knowing that you don&#8217;t qualify for a grant, but that doesn&#8217;t mean you have to give up on the idea of a higher education. There are a number of ways to finance your education, even if it means leasing your favorite items from <span style="color: #000080;"><span style="text-decoration: underline;"><a href="https://www.presta.com/">presta.com</a></span></span> instead of making outright purchases so you can save a bit of money. Whether it&#8217;s scholarships, loans or freelance work, you can pay for college without using grants. Just remember to finance your education wisely by taking time with your scholarship applications, paying for loans while attending college and finding jobs that allow for flexible work hours.</p>
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		<title>Higher Education – Part Time or Full Time</title>
		<link>http://www.realonlinedegrees.com/higher-education-part-time-or-full-time/</link>
		<comments>http://www.realonlinedegrees.com/higher-education-part-time-or-full-time/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 04:05:06 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5103</guid>
		<description><![CDATA[When I decided to go back to college as a single parent, I was faced with figuring out how to . . .]]></description>
			<content:encoded><![CDATA[<p>When I decided to go back to college as a single parent, I was faced with figuring out how to work and go to school. I had a few options: either work full and time squeeze a minimal part time course load into my schedule, work part time and take on more college classes, commit to a full time college schedule and somehow squeeze work in there somewhere, or enroll as a full time student and forego work altogether (supporting myself solely through financial aid, student loans and scholarships). It was a tough decision to make, and the truth is, thousands of college hopefuls face this decision every day &#8211; single parent or not. In order to make the best decision for you, it is important that you consider several factors. Here are some suggestions for weighing your part time versus full time options when it comes to pursuing your higher education:</p>
<p><em><strong>Your resources. </strong></em> How much support do you have (outside of your job)? Do you still live with family? Have your parents offered to help you meet your living expenses? Are you married and able to count on your spouse for financial support? Common sense dictates that if you have an inordinate amount of financial support coming from sources other than a job, you should take advantage of it while you have it and attend school full time. You may not have that support down the line, so you may have no other choice but to work while you attend school in the future; therefore, you should get as much schooling in now, while you can afford to devote your undivided attention to it.</p>
<p><em><strong>The current economy.</strong></em> Look around you. Are unemployment rates up, and salaries down? Then it might not be the prime time for you to commit to a job, and you might want to focus instead on full time college work and part time work-work. However, if you notice that the job market is hot in your area, and the time seems ripe for you to land a job that you&#8217;d love to grow with, then you should consider pursuing full time work and working in a part time college load on the side.</p>
<p><em><strong>The benefit versus the temporary loss. </strong></em> You need to weigh out how much it will cost you to reduce your work hours versus how much your college education will increase your pay in the future. For example, cutting your work hours in half right might mean you&#8217;ll have to put off your dream of owning that new car . . . but taking those extra classes because you cut your work hours in half could also mean that you could buy that dream car with cash sometime in the future, when you procure a better job with your degree in hand. No matter what you do, you&#8217;ll want to make sure you aren&#8217;t approaching <span style="color: #000080;"><span style="text-decoration: underline;"><a href="http://www.plaingreenloans.com/">cash advance lenders</a></span></span> because you can&#8217;t afford to pay your bills – that time of money should only be used in a dire emergency.</p>
<p>Deciding to go to college part time or full time is a personal decision that should not be taken lightly. Consider these factors and make the best choice for YOU.</p>
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		<title>Significance of online training and assessment programs</title>
		<link>http://www.realonlinedegrees.com/significance-of-online-training-and-assessment-programs/</link>
		<comments>http://www.realonlinedegrees.com/significance-of-online-training-and-assessment-programs/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 00:21:59 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5097</guid>
		<description><![CDATA[There are many real time certification degrees available online. They can enable you working in big companies across the nation . . .]]></description>
			<content:encoded><![CDATA[<p>There are many real time <a href="http://en.wikipedia.org/wiki/Certification">certification</a> degrees available online. They can enable you working in big companies across the nation as a trainer. This is a competitive world. Each and every business needs such training plans which can increase their work force and enhance revenue. As your career depends on training others, it is necessary that the foundation of your training should be very strong. Online training can easily enhance your ability and skills to beat the fierce competition for employment or education. Choosing the training profession as a career is a demanding job today. With the online certification and training courses, you can actually benefit greatly because you can earn while you are learning.</p>
<p>This has proved to be a boon for people who have responsibilities at a young age in life. Degree and knowledge of the courses matters at some point of time and online degrees are hence gaining popularity, especially in MBA and nursing courses. This does not require you to sacrifice your current job.</p>
<p><strong>Learn the best with online courses.</strong></p>
<p>A professional <a href="http://www.sba.gov/category/navigation-structure/counseling-training">course in training</a> and assessment is an ideal opportunity for candidates. Candidates should switch on to such training without any delay. If you want to enhance your skills, you should definitely join such training courses. Such training courses teach candidates to enhance the learning environment. Every organization has its own needs and requirement for training employees. So to meet customers requirement, you have to design proposal plan which will also help you to choose the programs to be in conduct. Through these training courses, you can learn to plan future as assessment is your evaluation sheet. Assessment is usually done after all the training programs are through this strength and drawbacks.</p>
<p><strong>Assessment online is essential</strong></p>
<p>There are many courses available online today including various certificate and online training modules, in which certification becomes a must because the knowledge imparted is online and therefore it’s important for the trainers to test, if the candidates have actually understood the course syllabus. The training and assessment is important, because it puts you in the category of people who have proved their skills and the certificate is necessary, when you are applying for companies because it shows them that the certificate is true and this authentic document will prove that you are trained in a particular course like MBA, programming, physics, literature or any discipline.</p>
<p><strong>Online academics courses degrees available</strong></p>
<p>The world is coming closer due to the advanced technology and has made knowledge reach many remote places in the world, through web communications. There are many courses available online, which can be studied and regular exams are conducted similar to which are held in colleges. There are management and academic courses available online along with science graduation degree and master’s degree. The money in pursuing any course gets recognized and valuable. Earlier there were only training programs in many academic subjects like physics, microbiology and toxicology, but in recent times the scenario has changed and the online assessment is conducted where after clearing you get the certificate.</p>
<p>Volt Pasilini specializes in <a href="http://www.modis.com/clients/it-services-solutions/it-staff-augmentation/">IT staff augmentation services</a>, temp staffing, IT recruitment. Volt is a professional game tester and does IT consulting in part-time.</p>
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		<title>5 Tips to Help Unemployed College Graduates Deal with Medical Debt</title>
		<link>http://www.realonlinedegrees.com/5-tips-to-help-unemployed-college-graduates-deal-with-medical-debt/</link>
		<comments>http://www.realonlinedegrees.com/5-tips-to-help-unemployed-college-graduates-deal-with-medical-debt/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 13:18:08 +0000</pubDate>
		<dc:creator>tami</dc:creator>
				<category><![CDATA[Articles]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=5091</guid>
		<description><![CDATA[This is a guest post from Rupert Hema. Rupert is a professional medical recruiter who helps recruiters locate jobs for . . .]]></description>
			<content:encoded><![CDATA[<p><em><strong>This is a guest post </strong></em><em>from Rupert Hema. Rupert is a professional medical recruiter who helps recruiters locate </em><span style="color: #000080;"><span style="text-decoration: underline;"><a href="http://www.soliant.com/physical-therapy/"><em>jobs for physical therapists</em></a></span></span><em>, nurses, and others in this demanding field.</em></p>
<p><img class="alignleft size-medium wp-image-5094" title="jobs" src="http://www.realonlinedegrees.com/wp-content/uploads/2011/10/jobs-300x264.jpg" alt="" width="300" height="264" />Getting a college education is a big deal. It takes a lot of hard work, time, dedication &#8211; and money. Unfortunately, there is no guarantee that your college education will land you a career after graduation. As a matter of fact, many college graduates these days face unemployment and a grim outlook when it comes to options. Even more, life doesn’t stop just because you’re <a href="http://www.dol.gov/dol/audience/aud-unemployed.htm">unemployed</a>. Bills continue to come in on a monthly basis, you must eat, student loans build interest, and medical creditors send constant reminders of your debt that must be paid. If you are an unemployed college graduate, here are five tips to help you deal with medical debt:</p>
<p><strong>Bargain.</strong> Call the medical facilities that you owe your debts to. Explain your circumstances and ask if there is any way they can reduce your bill to make it more manageable. You may be surprised to find that some creditors will actually cut you a break if you show that you are interested in paying off your debt.</p>
<p><strong>Payment plans.</strong> Fortunately, medical debt is not something that creditors generally look at when assessing your credit worthiness, so you don’t have to worry too much about your debt showing up on your credit reports. However, in order to avoid a bad debt report altogether, call medical creditors to set up a payment plan. Even the most minimal payment, such as ten dollars per month, is enough to keep you in the clear.</p>
<p><strong>Debt consolidation.</strong> If your debt seems overwhelming and you’re having a hard time keeping up with your monthly payments, you may get some relief by signing on with a debt settlement agency that can negotiate settlements with your creditors and consolidate all of your debt into one, more manageable payment.</p>
<p><strong>Financial assistance.</strong> Ask your medical creditors to speak with their financial counselors. The counselors can assess your situation and determine if you qualify for government assistance programs for paying your debt.</p>
<p><strong>Hospital charities.</strong> Ask hospitals to speak with someone regarding their charity programs. If they find that you qualify, your debt may be wiped clean.</p>
<p>As you can see, owing medical debt as an unemployed college graduate does not have to be a hopeless situation. There are a number of things you can do to better your situation, and some of them won’t cost you anything. If you are serious about curing your medical debt problem, then it will take some footwork and some phone work, but you can ultimately free your mental energies for what’s most important: finding the career of your dreams.</p>
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		<title>Three Things Community Colleges Offer</title>
		<link>http://www.realonlinedegrees.com/three-things-online-community-colleges-offer_2011-04-08/</link>
		<comments>http://www.realonlinedegrees.com/three-things-online-community-colleges-offer_2011-04-08/#comments</comments>
		<pubDate>Fri, 08 Apr 2011 14:54:39 +0000</pubDate>
		<dc:creator>jenngerl</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[community colleges]]></category>
		<category><![CDATA[degree programs]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[online classes]]></category>
		<category><![CDATA[online community colleges]]></category>
		<category><![CDATA[scholarships]]></category>

		<guid isPermaLink="false">http://www.realonlinedegrees.com/?p=4533</guid>
		<description><![CDATA[For anyone seeking a new career or just graduating high school, online community colleges can help put you on the . . .]]></description>
			<content:encoded><![CDATA[<p>For anyone seeking a new career or just graduating high school, online community colleges can help put you on the path to success. Here are three things that community colleges can offer you.</p>
<p><strong>1.  Degree Programs</strong></p>
<p>Online community colleges have a variety of Associate, Bachelor and Master Degree programs. You can get an online degree in programs such as Psychology, Education or Criminal Justice in as little as two years. You can also advance your degree and attend a four-year online college after graduation. The higher your degree, the more income you may receive in the future.</p>
<p>&nbsp;</p>
<p><strong>2.  Online Classes</strong></p>
<p>The convenience of having most, if not all, of your classes online is a plus. This helps out students who have other obligations, such as jobs and family, complete their degree program without having to worry about commuting or time management. If you fall into this category of students, you are not alone. There are many others like you who study for higher paying careers while working or raising a family. Some students even attend college to increase their current skills. This leads to higher pay and job stability.</p>
<p><strong><a href="http://www.realonlinedegrees.com/wp-content/uploads/2011/04/online-community-colleges.jpg"><img class="alignright size-medium wp-image-4535" title="online community colleges" src="http://www.realonlinedegrees.com/wp-content/uploads/2011/04/online-community-colleges-300x216.jpg" alt="" width="300" height="239" /></a>3.  Access to Financial Aid</strong></p>
<p>Online community colleges help you find financial aid or offer private loans to pay for your tuition. Like traditional schools, you can qualify for government grants and loans based on your income. The school&#8217;s financial aid office can help you locate and apply for the right assistance. They go over any federal grants and loans that fit your financial need.</p>
<p>Students who maintain good grades while in school have more options with funding through scholarships. You may even qualify for scholarships designed to help students with secondary schooling before enrolling. There are numerous scholarships that you may apply for before attending your chosen program. You can also combine financial means to relieve the stress of funding your entire education. Check with the school for these types of opportunities</p>
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